TOP 10 REASONS FOR REJECTING UNIFORM COMMERCIAL CODE FILINGS

1. Incorrect filing fee
2. Individual debtor social security number and business debtor tax identification number are missing from the financing statement, continuations and amendments of debtor name.
3. The check is unsigned or made out incorrectly. All checks should be made payable to the "Secretary of State" or the "County Recorder" as applicable.
4. The typing or handwriting is too light to be photocopied or is simply illegible.
5. The statement is not properly signed.
6. The address of the debtor, secured party or assignee is omitted.
7. An attempt is made to file a continuation statement earlier than six months before the five-year expiration date or after the original financing statement has lapsed.
8. The original filing has lapsed and thus no financing statement changes may be filed.
9. The form UCC-3 does not contain accurate information. The UCC-3 must show the file number and date, the debtors name and address, and the secured partys name and address exactly as given on the original financing statement or last filed amendment.
10. Two or more requests are made on one form UCC-3.

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